Boo! How scary are your finances?

Happy Halloween!  So tell me… is your money situation giving you a terrible fright?

While it’s time to put the candy and costumes away for another season  — well, maybe not the candy — have you thought about how you can once and for all put a lid on your financial goblins?

Here’s a thought for you: consider how much time you spend preparing for a holiday like Halloween, or Thanksgiving or Christmas or Hanukkah, and then think about how much time you’ve spent laying out a plan for your financial goals.

Don’t lie to yourself. I bet you’ve probably spent more time deciding between a Snickers and a KitKat bar than actually writing down your financial goals and attaching action steps.

So do me a favor. Get really clear about what you want to achieve.  Even if you’ve tried setting goals before, forget about your past attempts. Let’s start fresh, right now. 

I want you to take the first step starting today.  This is a simple exercise to get you clear about your vision.  Don’t skip over it!  Give yourself no more than 15 to 30 minutes to write your answers to the following questions in a notebook or journal:

• What are your  greatest concerns or worries in your financial life?
• Why are these an issue? What’s the impact on your life?
• What would your life be like if these issues weren’t present?
• What’s holding you back from making a change?
• What action can you start in the next three days to change the situation?
• What might get in your way to delay your start?
• How will you ensure these things won’t get you sidetracked?

Want to share your insight? Leave a post below and then go enjoy the last few hours of Halloween!  I’m off to raid my daughter’s trick or treat loot for a fun size KitKat.  They’re so small, I’m sure she’ll never notice 🙂

Related article:

• Terror for Adults: Check Out These 5 Scary Numbers (dailyfinance.com)